You are cognizant of money matters without being overly enthused by them. You're neither a profligate spender, nor do you guilt yourself when you do spend.You are balanced in your approach to decisions in general, you listen to others without letting it override your own instincts.Looks like you have found your balance when it comes to saving for the future. Money rarely causes you anxiety but when it does, you are ok to reassess things.Balance? You’ve got that down.

Okay Olive

You're good with money! You understand it, you know how much to save and you have a healthy attitude to it.You're neither a profligate spender, nor do you guilt yourself when you do spend. There may be a certain intuitiveness at play here, or perhaps its years of discipline that have made it muscle memory for you.No wonder you don’t shy away from taking action when it comes to money and it’s also no surprise your decisions usually turn out to your satisfaction. Either way - you and money are relationship goals!Now we know you’re super sorted, Sauce.

Sorted Sauce

You are intuitive and quick with decisions and you rarely go back and forth.You're neither a profligate spender, nor do you guilt yourself when you do spend. You even have a balanced approach to saving.You're finding your feet when it comes to bigger financial decisions - the road may be bumpy but at least you don't shy away from them. And with that legendary intuition at play, you are only going to get better with time!Your kickass intuition is your superpower.

Discerning Donut

Money causes you a lot of anxiety and you oscillate between avoiding decisions and second guessing the ones you do make.You think you'd rather not deal with any of this, but in reality you do ok. You make an effort when you need to and try not to shy away from money decisions.You can be intuitive when you aren't intimidated. You spend very freely, but you also recognise the need to save. So why not give yourself a little more credit?We know money makes you second guess yourself.

Anxious Artichoke

Money is not the easiest relationship in your life! It makes you worry, sometimes without reason.It’s great to assess one’s decisions honestly but it can quickly get destructive if you’re always second guessing yourself. You make financial decisions when you need to so why not do it with less self-doubt.You're a diligent saver and you monitor your spending. Maybe a bit too much? You may surprise yourself if you tried a more balanced approach and trusted yourself more.We know money makes you second guess yourself.

Cautious Cabbage

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After making a decision, I wonder whether it was right or wrong

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In general, I am someone that makes decisions intuitively

Let's start with some general life questions for us to get to know you.

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I try to understand it but then I give up

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Based on extensive research, with a little bit of intuition

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Sometimes research led, sometimes intuition led

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Based on intuition, with a little bit of research

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Financial decisions like investment, insurance etc. for me are:

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I join conversations about financial matters

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Compared to other decisions, I have the most mental/emotional resistance to financial decisions

The financial decisions I take are well informed

I'm satisfied with the outcome of my financial decisions

I never hold back spending on the things I really want

Sales and discounts have a way of making me splurge

I balance my spending today with saving for tomorrow/investing in my future

It makes me anxious to not have money saved for emergencies

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Compared to my peer group, this is how I rate myself on knowledge of financial products (investment, insurance, credit etc.) on a scale of 1-10, 1 being ignorant and 10 being a superstar

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I use apps for payment but not for investment/insurance

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Downloaded a few investment/insurance apps but did/could not finish KYC

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I am comfortable using Fintech apps for most of my financial needs

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I don’t even want help I just want someone else to do it

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I try to get help but still end up giving up and asking someone else to do it

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I may need a little help and then I can do it

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Rarely need help and comfortable either way

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Don’t need help; might  be able to help others

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Now let's get into questions that are specific to your money life!

Let’s take a 3-minute test to find out!